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Great Holiday Gifts to Improve Financial Health

It is always tough around the holidays to major filing category such as Bank
find presents for your family that are Accounts, Investments, Insurance: Autos,
reasonably priced, innovative, thoughtful Boats & RVs, has a divider card that
and useful. For many parents and details what sort of papers should go in
grandparents, it's hard to know the best that file and how long to keep the
way to help raise the money consciousness papers. The quick finder index helps you
of your children. Here are a few great find where you've filed your records. The
gifts for those new to managing money and organizer with a portable filing box and
organizing financial records. The first hanging folders would be the perfect
four suggestions are aimed at young present for someone just starting out or
adults. Of course, you can always buy who can't decide where things should go.
them for yourself. The last is The Kit is only $24.95 and is available
specifically for young children. It is by calling 800-695-3453 or online at
never too early or late to learn how to Why kids are rarely taught to manage
manage your money. Happy holidays! their money has always been a mystery to
If you want to help a friend, relative or me. Here's a book that fills that void
spouse increase their financial and should be given to every graduating
knowledge, then membership in American high school or college senior. "The
Association of Individual Investors Budget Kit: The Common Cents Money
(AAII) may be the perfect present. The Management Workbook" by Judy Lawrence,
AAII is a nonprofit organization that (Kaplan Business; 3rd Edition) will help
provides its subscribers with basic anyone learn how to monitor their money.
information about investing, financial It is a simple, no nonsense guide to
planning and retirement. It is a totally tracking your cash with straightforward
independent organization and doesn't and easy to use worksheets. The book
accept any advertising. Membership helps with the day-to-day dirty job of
includes a subscription to its magazine, cash management. There is nothing more
website access, tax guide, mutual fund empowering than taking control of your
guide, S&P Stock Reports and money, and this kit helps anyone develop
membership in its local chapter. Its a system to do just that. The list price
articles are in-depth and written by is only $18.95 and can be found at most
informed independent experts. This is online stores at a discount.
also the perfect gift for the financial If you know someone that has never
neophyte or the college senior. Basic followed business news and doesn't know
Membership is only $29 a year. Their where to start, here is a great present.
website is "Keys to Understanding the Financial
Organizing financial paperwork can be a News", by Nicholas G. Apostolou and D.
nightmare. That is why "The Financial Lawrence Crumbley, (Barron's Educational
Planning Organizer Kit" is a great Series; 3rd edition), is not a text book
present. I wish someone had given this to but a concise and easy to read guide that
me when I was starting out. The kit explains the implications of financial
includes 22 file divider cards, a quick news from simple economic data to stock
finder index and a 48 page handbook. The mergers. This book will help the reader
handbook helps you organize your vital tackle any business publication such as
personal information about bank accounts, the Wall Street Journal, Investors
health care providers, emergency Business Daily or Barron's. It is only
contacts, credit cards and more. The $7.95 and would make a great stocking
divider cards help you establish a stuffer. This publication can be
hanging folder system for your major purchased online and at some bookstores.
documents in an organized fashion. Each




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